Union Bank Apprentice Recruitment 2026: 1,865 Vacancies, Apply by 19 May
UBI Apprentice Recruitment | Quick Highlights at a Glance
Table of Contents
- Introduction
- About Union Bank of India
- Important Dates
- Vacancy Details — State & Category Wise
- Eligibility Criteria
- Age Limit & Relaxation
- Stipend & Benefits
- Application Fee
- Selection Process
- Online Examination Pattern
- Local Language Proficiency Rule
- How to Apply — Triple Registration
- General Instructions & Disqualifications
- Frequently Asked Questions
- Important Links
1. Introduction
Union Bank of India has released its apprentice notification on 28 April 2026, opening 1,865 apprenticeship seats across 31 states and Union Territories under the Apprentices Act, 1961. The recruitment is being conducted by the Bank's Human Resource Vertical, Manpower Planning and Recruitment Division at Central Office, Mumbai, and the application process runs from 29 April 2026 to 19 May 2026.
This is a one-year on-the-job training engagement — not a permanent bank job — but for graduates aged 20 to 28 it offers a monthly stipend ranging from ₹15,000 to ₹20,000 depending on branch category (Rural/Semi-Urban, Urban, or Metro), structured exposure to live banking operations, and a recognized completion certificate from the Banking, Financial Services and Insurance Sector Skill Council of India (BFSI SSC). The tentative online examination is scheduled for May/June 2026, and the eligibility cut-off date is 1 April 2026.
What makes this cycle structurally different from the earlier 2024 and 2025 batches is the introduction of a triple-registration requirement: candidates must now register on the BFSI SSC application portal, the National Apprenticeship Promotion Scheme (NAPS) portal, and the National Apprenticeship Training Scheme (NATS) portal — and they must additionally hold an APAAR ID before applying. Applications missing any of these identifiers will not be processed.
Editorial Note: This guide is prepared by the Vacancy Vedika Editorial Team based exclusively on the official Union Bank of India apprentice notification dated 28 April 2026. We have re-organised the 37-page PDF into a structured, mobile-readable explainer and decoded the dual-portal (BFSI SSC + NAPS + NATS) application flow that trips up most first-time applicants. For binding rules always cross-check the official PDF and the Bank's recruitment page before submitting fee.
Below, we cover the full state-wise vacancy distribution, the four-year graduation window rule (Mark sheet date must not be earlier than 01.04.2022), category-wise age relaxation up to 15 years for PwBD-SC/ST candidates, the five-test online examination structure including the unique Union Bank Products & Services section, and the step-by-step application workflow.
2. About Union Bank of India
Union Bank of India is a public-sector commercial bank headquartered in Mumbai and majority-owned by the Government of India. It is one of the country's largest scheduled commercial banks by branch network and balance-sheet size, with operations across rural, semi-urban, urban, and metropolitan India as well as overseas branches and representative offices. The Bank's apprenticeship programme is administered through the Banking, Financial Services and Insurance Sector Skill Council of India (BFSI SSC), which is the National Skill Development Corporation–affiliated body that handles apprentice onboarding, examinations, and certification for the Indian banking sector.
Organization Profile
- Full Name: Union Bank of India
- Type: Government of India Undertaking — Public Sector Bank
- Recruiting Division: Human Resource Vertical, Manpower Planning and Recruitment Division
- Head Office: Central Office, Mumbai
- Recruitment Phone: 022-22896240
- Examination Partner: BFSI Sector Skill Council of India (BFSI SSC)
- Apprentice Helpdesk Email: apprentice@unionbankofindia.bank.in / info@bfsissc.com
- Official Website: unionbankofindia.bank.in
- BFSI SSC Portal: bfsissc.com
The 2026 apprentice intake is governed by the Apprentices Act, 1961 (as amended) and the Apprenticeship Rules, 1992. Selected apprentices are deemed trainees — not employees — which means provisions of labour law (Provident Fund, ESI, Bonus) do not apply, and the Bank has no obligation to offer regular employment after the one-year contract concludes.
3. Important Dates
All dates below are taken directly from the official notification dated 28 April 2026. The eligibility cut-off date for both age and qualification is 1 April 2026.
| Event | Date |
|---|---|
| Notification Release Date | 28 April 2026 |
| Online Application Start Date | 29 April 2026 |
| Online Application Last Date | 19 May 2026 |
| Last Date for Fee Payment | 19 May 2026 (same as application close) |
| Cut-off Date for Age & Qualification | 1 April 2026 |
| Tentative Online Examination Date | May / June 2026 |
| Call Letter / Exam Intimation | Via email from info@bfsissc.com (May/June 2026) |
| Apprenticeship Duration | 1 year from date of contract |
Deadline Alert: The Bank does not send hard-copy call letters by post. All examination intimation will arrive only at the email ID registered during application. Keep the registered mobile number and email active until the final result is published.
4. Vacancy Details — State & Category Wise
The total of 1,865 apprentice seats is distributed across 31 states and Union Territories. Of these, 823 are Unreserved (UR), 289 Scheduled Caste (SC), 131 Scheduled Tribe (ST), 447 Other Backward Classes (OBC), and 175 Economically Weaker Sections (EWS). A horizontal reservation of 98 seats is set aside for Persons with Benchmark Disabilities (PwBD), spread across Hearing Impaired (28), Orthopedically Challenged (35), Visually Impaired (23), and Intellectual Disability (12) sub-categories.
The five states with the largest intake are Uttar Pradesh (335), Andhra Pradesh (303), Maharashtra (196), Telangana (164), and Karnataka (131). Together these five states account for over 60% of all apprentice seats.
| State / UT | UR | SC | ST | OBC | EWS | Total | PwBD |
|---|---|---|---|---|---|---|---|
| Andaman & Nicobar Islands | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Andhra Pradesh | 123 | 48 | 21 | 81 | 30 | 303 | 13 |
| Assam | 15 | 2 | 3 | 7 | 2 | 29 | 2 |
| Bihar | 29 | 9 | 0 | 16 | 6 | 60 | 3 |
| Chandigarh | 4 | 1 | 0 | 1 | 0 | 6 | 1 |
| Chhattisgarh | 12 | 3 | 7 | 1 | 2 | 25 | 1 |
| Dadra & Nagar Haveli | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Daman & Diu | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Delhi (NCT) | 22 | 7 | 3 | 12 | 4 | 48 | 2 |
| Goa | 5 | 0 | 0 | 0 | 0 | 5 | 1 |
| Gujarat | 26 | 4 | 8 | 15 | 5 | 58 | 3 |
| Haryana | 14 | 5 | 0 | 8 | 3 | 30 | 2 |
| Himachal Pradesh | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Jammu & Kashmir | 2 | 0 | 0 | 0 | 0 | 2 | 1 |
| Jharkhand | 15 | 4 | 8 | 4 | 3 | 34 | 2 |
| Karnataka | 54 | 20 | 9 | 35 | 13 | 131 | 6 |
| Kerala | 23 | 3 | 0 | 10 | 3 | 39 | 2 |
| Ladakh | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Lakshadweep | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Madhya Pradesh | 48 | 17 | 23 | 17 | 11 | 116 | 5 |
| Maharashtra | 89 | 19 | 17 | 52 | 19 | 196 | 8 |
| Meghalaya | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Nagaland | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Odisha | 26 | 9 | 12 | 6 | 5 | 58 | 3 |
| Puducherry | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Punjab | 9 | 6 | 0 | 4 | 2 | 21 | 1 |
| Rajasthan | 14 | 5 | 4 | 6 | 3 | 32 | 2 |
| Sikkim | 2 | 0 | 0 | 0 | 0 | 2 | 1 |
| Tamil Nadu | 43 | 18 | 0 | 25 | 9 | 95 | 4 |
| Telangana | 67 | 26 | 11 | 44 | 16 | 164 | 7 |
| Tripura | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Uttar Pradesh | 139 | 70 | 3 | 90 | 33 | 335 | 14 |
| Uttarakhand | 7 | 1 | 0 | 1 | 1 | 10 | 1 |
| West Bengal | 25 | 12 | 2 | 12 | 5 | 56 | 3 |
| Grand Total | 823 | 289 | 131 | 447 | 175 | 1,865 | 98 |
Note on PwBD Reservation: The 98 PwBD seats are horizontal — they are carved out of the same 1,865 total, not added on top. Sub-categories: Hearing Impaired (HI) 28, Orthopedically Challenged (OC) 35, Visually Impaired (VI) 23, Intellectual Disability (ID) 12.
5. Eligibility Criteria
Eligibility for Union Bank Apprentice 2026 has four pillars: nationality, age, educational qualification, and a one-year experience cap. All four must be satisfied as on the cut-off date of 1 April 2026.
5.1 Nationality / Citizenship
The candidate must be one of the following: a citizen of India; a subject of Nepal or Bhutan; a Tibetan refugee who came to India before 1 January 1962 with the intention of permanently settling; or a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, or specified East African countries (Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, Vietnam) with the intention of permanently settling in India. Candidates in categories other than Indian citizens must hold an eligibility certificate issued by the Government of India.
5.2 Educational Qualification
Graduate in Any Discipline
- Bachelor's degree in any discipline from a UGC / AICTE / Govt-recognised University, College, or Institute
- Result must be declared on or before 1 April 2026
- Date on the Graduation Mark sheet must not be earlier than 1 April 2022 (i.e., degree must have been completed within the 4 years preceding the cut-off)
- Mark sheet and Provisional / Degree Certificate to be produced when called for verification
The 4-year graduation window is strict. If your graduation mark sheet is dated earlier than 01.04.2022, you are not eligible — even if you are within the age limit. This rule is designed to keep the apprenticeship pool fresh and is unique to bank apprentice schemes; do not assume the 7- or 10-year windows that apply to some PSU exams.
5.3 Percentage Calculation
The percentage is calculated by dividing total marks obtained across all subjects in all semesters/years by the aggregate maximum marks, irrespective of honours or optional subjects. Fractions are ignored — so 59.99% is treated as 60%, not 59%.
5.4 Local Language Proficiency
Candidates applying to a particular state must be proficient (reading, writing, speaking, understanding) in one specified local language of that state. At the document-verification stage, you must produce a Class 10 or Class 12 mark sheet showing you studied that language. If you cannot produce such evidence, the Bank will subject you to a separate local-language test before final engagement. This is covered in detail in Section 11 below.
5.5 The "No Prior Apprenticeship / 1-Year Experience" Rule
Two disqualifications routinely catch out candidates:
- Anyone who has already completed an apprenticeship at Union Bank of India or at any other organisation under the Apprentices Act, 1961 — or who is currently pursuing one — is not eligible.
- Anyone who has accumulated one year or more of job experience after acquiring the qualifying graduation is not eligible. Short-term internships and pre-graduation work do not count, but a one-year-plus full-time job does.
For the post-wise qualification matrix, OBC non-creamy-layer rules, EWS asset-and-income limits, and the certificate formats prescribed in Annexures II–VI, see our Union Bank Apprentice 2026 Eligibility Criteria — Complete Guide.
6. Age Limit & Relaxation
The base age window is 20 to 28 years as on 1 April 2026, which means candidates must have been born between 2 April 1998 and 1 April 2006 (both dates inclusive) for the Unreserved category. Upper-age relaxation is then applied per Government of India norms, with one of the most generous extensions in the public-banking apprenticeship space — up to 15 years for PwBD candidates from SC/ST background.
| Category | Upper-Age Relaxation | Effective Maximum Age |
|---|---|---|
| Unreserved (UR) / EWS | Nil | 28 years |
| OBC (Non-Creamy Layer) | 3 years | 31 years |
| Scheduled Caste (SC) / Scheduled Tribe (ST) | 5 years | 33 years |
| PwBD — UR / EWS | 10 years | 38 years |
| PwBD — OBC | 13 years | 41 years |
| PwBD — SC / ST | 15 years | 43 years |
| Widows / Divorced women / Women legally separated (UR/EWS) | Up to age 35 | 35 years |
| Widows / Divorced women / Women legally separated (OBC) | Up to age 38 | 38 years |
| Widows / Divorced women / Women legally separated (SC/ST) | Up to age 40 | 40 years |
Category lock: Once you submit the application, the category cannot be changed. OBC candidates who fall into the creamy layer or whose caste is not in the Central List must apply as UNRESERVED / GENERAL — not OBC. Misclassification leads to outright rejection, not downgrade.
7. Stipend & Benefits
Apprentices receive a fixed monthly stipend that varies by branch category. The Bank classifies its branches as Rural / Semi-Urban, Urban, or Metro based on its own predefined criteria — and the stipend is paid only on completion of each calendar month, after deducting unauthorised absences, if any.
Monthly Stipend by Branch Category
What is NOT Included
- No HRA, DA, TA, medical allowance, or any other allowance — the stipend is the entire compensation.
- No transport, hostel, or residential accommodation is provided by the Bank.
- Provident Fund (PF), Employees' State Insurance (ESI), and Bonus do not apply — apprentices are trainees, not workmen.
- One casual leave per completed month is permitted, with a cap of 4 leaves at any one time. Accumulated leave lapses on contract completion or termination.
- Overtime is not allowed under any circumstance.
Pro Tip: Branch allotment is at the Bank's sole discretion. You can list five preferred districts (with home district as first preference), but final placement depends on the Bank's administrative requirement. If salary maximisation matters, candidates from metropolitan-rich states like Maharashtra, Karnataka, Telangana, and Tamil Nadu have the highest probability of metro placement.
8. Application Fee
The application fee is paid online to BFSI SSC during registration. The structure has two parts — an Application/Examination Fee and an Intimation Fee — to which 18% GST is added. Female General/OBC candidates pay a reduced fee, and SC/ST/PwBD/Transgender candidates are exempted from the application portion entirely (they pay only the intimation charge plus GST).
| Category | Application/Exam Fee | Intimation Fee | Total (incl. 18% GST) |
|---|---|---|---|
| General / OBC — Male | ₹600 | ₹200 | ₹944 |
| General / OBC — Female | ₹400 | ₹200 | ₹708 |
| SC / ST | Nil | ₹200 | ₹236 |
| PwBD | Nil | ₹200 | ₹236 |
| Transgender | Nil | ₹200 | ₹236 |
Payment Modes
Fee can be paid by debit card, credit card, internet banking, or UPI on the BFSI SSC payment gateway. Any transaction charges levied by the gateway are borne by the candidate. Once paid, the fee is strictly non-refundable and cannot be transferred to another examination or selection cycle. If a transaction fails mid-way, log back into beep.bfsissc.com/candidate_login and re-initiate the payment.
Application not complete without fee: Per Instruction (1) of the notification, the application is "complete" only when the examination fee is paid to BFSI SSC online on or before 19 May 2026. Filling the form without paying = rejected application.
9. Selection Process
Final engagement as an apprentice is subject to four cumulative conditions, each of which can independently disqualify a candidate. The Bank declares cut-off marks at its discretion and may publish a wait list as well.
Computer-based 100-mark objective test of 60 minutes. Five sections of 20 questions each. No negative marking. No calculator allowed. Candidate must clear the cut-off declared by the Bank.
Date of birth, category certificate, educational qualification, and APAAR ID are physically verified against the data submitted in the online application. Any mismatch leads to cancellation of candidature.
Either submit a Class 10 / 12 mark sheet evidencing study of the opted state language, or sit a separate local-language test. Failure here is treated as a hard-fail, regardless of exam score.
A "Medically fit" certificate from a registered General Physician must be submitted. Engagement is conditional on the Bank declaring the candidate medically fit per its own requirements.
Selected candidates receive a digital offer through the apprenticeship portal and must accept it within the stipulated window. Training commences on the start date mentioned in the digital contract of apprenticeship.
For a full explanation of how cut-off marks are decided, the response-pattern analysis BFSI SSC runs to detect cheating syndicates, the wait-list mechanism, and the digital contract acceptance flow, see our Union Bank Apprentice 2026 Selection Process — Stage-Wise Guide.10. Online Examination Pattern
The online test runs for 60 minutes and has 100 questions worth 100 marks across five equally weighted sections. There is no negative marking, and candidates are not permitted to use calculators. The exam is delivered remotely on the candidate's own camera-enabled desktop, laptop, tablet, or smartphone — the same ID proof uploaded during registration must be displayed during the exam.
| SN | Section | No. of Questions | Marks |
|---|---|---|---|
| 1 | General / Financial Awareness | 20 | 20 |
| 2 | General English | 20 | 20 |
| 3 | Quantitative & Reasoning Aptitude | 20 | 20 |
| 4 | Computer or Subject Knowledge | 20 | 20 |
| 5 | Union Bank of India — Products & Services | 20 | 20 |
| Total | 100 | 100 | |
The Union Bank Products & Services Section — What to Study
This is the section that competitors miss most often. The notification specifies the exact five products from which questions can be drawn, along with their corporate-website paths. There is no syllabus beyond these five — read the dedicated product pages thoroughly.
| Product / Service | What to Memorise | Direct URL |
|---|---|---|
| Saving Account | Variants, eligibility, minimum balance, debit-card features | unionbankofindia.bank.in/en/listing/saving-bank-deposit-products |
| Current Account | Variants for traders, SMEs, professionals; transaction limits | unionbankofindia.bank.in/en/listing/current-deposit-products |
| Union Salary Account | Eligibility tier-wise (Silver/Gold/Platinum/Diamond), benefits | unionbankofindia.bank.in/en/listing/union-salary-account |
| Term Deposits | Tenure slabs, current rates page reference, senior-citizen premium | unionbankofindia.bank.in/en/listing/term-deposits |
| Union Ease (Mobile App) | Features, registration flow, services offered, security | unionbankofindia.bank.in/en/details/union-ease |
Strategy tip: Sections 1–4 are general aptitude — coaching books help. Section 5 is bank-specific and the highest-leverage 20 marks: it is the only section where every other candidate is starting from zero, and where dedicated 6–8 hours of product-page study can lift you from a typical mid-band score to a high-percentile score.
11. Local Language Proficiency Rule
This is one of the most over-looked eligibility filters. Each state has one or more "specified local languages," and you must opt for exactly one at the time of online application. Proficiency is required across reading, writing, speaking, and understanding — not just spoken fluency.
| State / UT | Permitted Local Language(s) |
|---|---|
| Andaman & Nicobar Islands | Hindi / English |
| Andhra Pradesh | Telugu |
| Assam | Assamese / Bengali / Bodo |
| Bihar | Hindi |
| Chandigarh | Hindi / Punjabi |
| Chhattisgarh | Hindi |
| Dadra & Nagar Haveli and Daman & Diu | Gujarati |
| Delhi (NCT) | Hindi |
| Goa | Konkani |
| Gujarat | Gujarati |
| Haryana / Himachal Pradesh / Madhya Pradesh / Rajasthan / Uttarakhand / Uttar Pradesh / Jharkhand | Hindi |
| Jammu & Kashmir | Hindi / Urdu |
| Karnataka | Kannada |
| Kerala / Lakshadweep | Malayalam |
| Ladakh | Urdu / Ladakhi / Bhoti (Bodhi) |
| Maharashtra | Marathi |
| Meghalaya | English / Garo / Khasi |
| Nagaland | English |
| Odisha | Odia |
| Puducherry / Tamil Nadu | Tamil |
| Punjab | Punjabi |
| Sikkim | Nepali / English |
| Telangana | Telugu |
| Tripura | Bengali / Kokborok |
| West Bengal | Bengali |
If your Class 10 or Class 12 mark sheet shows the opted language as a subject of study, that document alone is sufficient evidence. If it does not, the Bank conducts a separate local-language test, and a fail there voids your candidature even if you cleared the online examination.
12. How to Apply — The Triple Registration Workflow
Union Bank Apprentice 2026 requires registration on three separate portals plus an APAAR ID obtained from DigiLocker. Most rejection cases stem from skipping one of these — applicants assume BFSI SSC alone is sufficient, then discover during document verification that the NAPS Apprentice Code or NATS Enrolment ID is missing.
Documents to Keep Ready
| Document | Format | Max Size |
|---|---|---|
| Aadhaar card — front side | JPEG | 1 MB |
| Aadhaar card — back side | JPEG | 1 MB |
| Passport-size photograph | JPEG | 1 MB |
| Qualifying mark sheet / Degree / Provisional certificate | 1 MB | |
| Caste certificate (if applicable) | 1 MB | |
| PwBD certificate (if applicable) | 1 MB | |
| PAN Card | JPEG | 1 MB |
| APAAR ID Card | JPEG | 1 MB |
| Valid personal email ID | — | Active |
| Mobile number | — | Active throughout |
Step-by-Step Application Flow
If you do not already hold an APAAR (Automated Permanent Academic Account Registry) ID, register on digilocker.gov.in and generate it. The notification specifically directs candidates facing APAAR issues to the DigiLocker portal.
Visit apprenticeshipindia.gov.in (Get Started → Candidate User Manual) and create an account. Note down the Apprentice Registration Code that NAPS issues — you will need it during the BFSI SSC application.
Visit nats.education.gov.in/student_type.php and complete student registration. The NATS Enrolment Code Number must also be entered in the BFSI SSC form. The student manual is published at nats.education.gov.in/assets/manual/student_manual.pdf for help.
The main application is at beep.bfsissc.com/candidate_register/mkt or via the link on unionbankofindia.bank.in/recruitment.aspx. Fill personal and educational details, upload documents, and enter both the NAPS Apprentice Code and NATS Enrolment Code from Steps 2 and 3.
Pick the state of application, opt for ONE specified local language for that state, and rank five preferred districts (home district as first preference). Final allotment is at the Bank's discretion regardless of preferences.
Pay the applicable fee via debit card / credit card / net banking / UPI. On success, an e-receipt arrives at the registered email. If the transaction fails, log back in and retry — the application is not complete until fee is paid.
Note down the BFSI SSC application number, the NAPS Apprentice Registration Code, and the NATS Enrolment Code. All three are required for every later step — call letter, exam, contract acceptance, and joining.
One application per candidate. Multiple submissions are not summed — only the last valid completed application is retained, and all earlier fee payments are forfeited. Multiple appearances at the examination cause summary disqualification. Do not submit twice "for safety."
13. General Instructions & Disqualifications
The notification's miscellaneous clauses contain several disqualification triggers that are easy to miss. Read these before paying the fee.
- Hard copy not accepted: Do not post any document to the Bank's office. The application is purely online; physical submissions are discarded.
- No employment guarantee: Apprentices are trainees, not employees. The Bank is under no obligation to offer permanent employment after the one-year contract.
- No union activity: Apprentices are explicitly prohibited from joining or forming any union or association.
- No labour-law cover: Provident Fund, ESI, Bonus, and other labour-law provisions do not apply to apprentices.
- Termination triggers: Failure to report at the training venue on the start date, misconduct, or breach of contract terms can trigger termination by the Apprenticeship Advisor.
- Misconduct in exam: Use of unfair means, impersonation, sharing test contents, or submitting false information can result in permanent debarment from any future Bank examination.
- Response pattern analysis: The test agency runs cross-candidate similarity analysis. If your answer pattern matches another candidate's beyond a statistical threshold, the result can be cancelled — even if you did not consciously cheat.
- No data change post-submit: Once submitted, no edits are permitted. Verify everything before clicking Submit.
- Mumbai jurisdiction: Any legal dispute arising from this advertisement falls exclusively under courts and tribunals in Mumbai.
- Aadhaar mandatory at engagement: Aadhaar must be produced before contract signing. No Aadhaar = no engagement.
14. Frequently Asked Questions
Below are the most commonly asked questions about Union Bank of India Apprentice Recruitment 2026. If your question is not answered here, refer to the official notification or write to apprentice@unionbankofindia.bank.in or info@bfsissc.com.
15. Important Links
| Description | Link |
|---|---|
| Apply Online (BFSI SSC Portal) | Apply Here |
| Union Bank Recruitment Portal | unionbankofindia.bank.in/recruitment.aspx |
| Candidate Login (BFSI SSC) | beep.bfsissc.com/candidate_login |
| NAPS Portal Registration | apprenticeshipindia.gov.in |
| NATS Portal Registration | nats.education.gov.in/student_type.php |
| NATS Student Manual (PDF) | NATS Student Manual |
| APAAR ID / DigiLocker | digilocker.gov.in |
| Union Bank Official Website | unionbankofindia.bank.in |
| BFSI Sector Skill Council of India | bfsissc.com |
Frequently Asked Questions (FAQs)
The online application window for Union Bank of India Apprentice 2026 is open from 29 April 2026 to 19 May 2026. The application is complete only when the examination fee is paid online to BFSI SSC on or before 19 May 2026. No extension or hard-copy submission is accepted.
There are 1,865 apprentice vacancies distributed across 31 states and Union Territories. Of these, 823 are Unreserved, 289 SC, 131 ST, 447 OBC, and 175 EWS. A horizontal reservation of 98 seats is set aside for Persons with Benchmark Disabilities (PwBD), spread across HI, OC, VI, and ID sub-categories.
Candidates must hold a Graduate degree in any discipline from a UGC/AICTE/Govt-recognised institute, with the result declared on or before 1 April 2026. The Graduation mark sheet date must not be earlier than 1 April 2022 (4-year window). Age must be between 20 and 28 years as on 1 April 2026, with category-wise relaxation applicable.
The monthly stipend is ₹15,000 for Rural/Semi-Urban branches, ₹18,000 for Urban branches, and ₹20,000 for Metro branches. No HRA, DA, TA, or any other allowance is paid. Stipend is disbursed at the end of each month after deducting unauthorised absence, if any. PF, ESI, and Bonus do not apply.
The apprenticeship contract is for one year from the date of contract signing. The contract terminates automatically on completion of one year — no separate notice is issued. The Bank is under no obligation to offer regular employment after training. Apprentices receive a certificate from BFSI SSC after passing the assessment test at the end of the year.
The online examination is a 60-minute objective test of 100 marks across five sections of 20 questions each: General/Financial Awareness, General English, Quantitative & Reasoning Aptitude, Computer or Subject Knowledge, and Union Bank of India Products & Services. There is no negative marking, and calculators are not permitted.
The Products & Services section covers exactly five products: Saving Account, Current Account, Union Salary Account, Term Deposits, and the Union Ease mobile app. The notification specifies the exact corporate-website URLs for each product page — these are the authoritative study sources, and there is no syllabus beyond them.
BFSI SSC requires triple registration. NAPS (National Apprenticeship Promotion Scheme) is registered at apprenticeshipindia.gov.in and issues an Apprentice Registration Code. NATS (National Apprenticeship Training Scheme) is registered at nats.education.gov.in and issues an Enrolment ID. APAAR ID is the Automated Permanent Academic Account Registry ID generated via DigiLocker. Both NAPS and NATS codes must be entered in the BFSI SSC form, and Aadhaar plus APAAR ID are mandatory before contract signing.
The fee structure (inclusive of 18% GST) is: ₹944 for General/OBC Male, ₹708 for General/OBC Female, and ₹236 for SC/ST/PwBD/Transgender candidates. Payment is online via debit/credit card, internet banking, or UPI through the BFSI SSC portal. Once paid, the fee is strictly non-refundable.
Yes. The candidate must be proficient — in reading, writing, speaking, and understanding — in at least one specified local language of the state applied for. A Class 10 or 12 mark sheet showing the language as a subject is sufficient evidence. If unavailable, the Bank conducts a separate local-language test, and a fail there voids candidature regardless of online exam performance.
No. Two disqualifications apply: (1) Any candidate who has previously completed an apprenticeship at Union Bank or any other organisation, or who is currently pursuing one under the Apprentices Act 1961, is ineligible. (2) Any candidate who has one year or more of job experience after acquiring the qualifying graduation is ineligible. Short pre-graduation work or internships do not count.
No — the engagement is not employment. It is a one-year on-job training under the Apprentices Act, 1961. The Bank is under no obligation to offer regular employment during or after the apprenticeship period. After completion, apprentices are relieved from the work area and receive a BFSI SSC certificate, which strengthens their CV for future banking-sector recruitment but does not guarantee a Union Bank role.